JuanScore | Philippines Credit Scoring & Risk Analytics

Core Products

Credit Report and Score

The credit report provides a complete view of an individual's or business's credit history — covering borrowing, repayments, and credit checks.

JuanScore's Credit Score, powered by our advanced and proprietary algorithms, turns this detailed report into a single, easy-to-use number that helps lenders make smarter decisions.

Customized Modelling

Together with JuanScore, we can build custom models tailored to your business and customer segments. Our custom risk scoring models are flexible, fully compliant, and designed to improve decision-making accuracy helping you stay ahead of the competition.

Facial Risk Scoring

With JuanScore's AI, submitted face photos are turned into powerful insights. We analyze micro-expressions, background elements, and other facial image cues to deliver a real-time credit risk score allowing clients to make faster, smarter, and safer credit decisions.

ID OCR

Fast and accurate ID verification with 99.9% accuracy across 10+ Philippine ID types. Our ID OCR solution plugs in seamlessly into various account opening or onboarding workflows making front-end data entry completely touch-free.

Face Comparison

With just two (2) face photos or a selfie with ID, face verification happens in under 200 ms with <0.01% false-accept rates (FAR). Similar with ID OCR, our face comparison module integrates seamlessly into partner's existing workflows.

High Risk List

Instantly screen users with risk data from blacklists, defaulters, and more — all in milliseconds. Search by phone number, ID, or name, among other information, to keep high-risk individuals out before they get in.

Our Solutions

KYC Solutions

Our smart KYC solutions are AI-powered, have multi-source data verification, and compliant with global regulatory requirements.

Entry Layer

Smart OCR and liveness detection for safer and faster identity verification while remaining compliant.

Verification Layer

Face comparison, face search, and ID photo matching to certify "integration of person and ID" and prevent identity fraud.

Decision Layer

Our smart facial risk scoring combined with our high risk list checking help keep things secure without making it hard for your users.

Credit Scoring Solutions

Smarter credit decisions, better borrowers, and stronger business growth — all made possible with our AI-powered credit scoring that turns data into decisions.

Bureau Credit Score and Report

A trusted risk metric built on CIC bureau data, combining debt profiles and payment history into clear, actionable indicators to support smarter lending decisions.

Alternative Credit Score

Complements traditional credit bureau scoring by incorporating alternative data to provide a more comprehensive and inclusive assessment of creditworthiness especially for customers new to credit.

Federated Learning for Joint Modeling

Our federated modeling solution lets organizations work together to build better AI-powered credit scoring models — without sharing sensitive data — keeping everything private, local, and compliant with regulations.

About Us

JuanScore is a credit technology company under FinVolution Group (NYSE: FINV) and a Special Accessing Entity licensed by Philippines Credit Information Corporation (CIC). We provide digital transformation and AI technology services to customers in the Philippines and Southeast Asia and are committed to helping our clients in preventing risks, improving decision-making, and accelerating financial inclusion in the region.

2007
FinVolution Founded

2024
JuanScore Founded

Licensed and Supervised

Trustworthy Credit Scoring, Smarter Decisions